Amex : Carte CobaltMD American Express cashback is currently offered by one portal: Great Canadian Rebates ($40 back). ca.GotCashback.com tracks Amex : Carte CobaltMD American Express across 1 cash back portal.
Rates last checked 21 Oct 2026, 4:57 p.m. ET
| Portal | Cashback | ||
|---|---|---|---|
 Great Canadian Rebates | $40 back |
Amex : Carte CobaltMD American Express cashback frequently asked questions
Amex : Carte CobaltMD American Express cashback through a cashback portal is a rebate earned when you click through the portal to a participating retailer and complete an eligible purchase. This portal cashback is separate from Membership Rewards points earned with the Cobalt Card.
No. Cashback portals only reward eligible purchases made with participating merchants. Purchases may be excluded because of product restrictions, coupon use, returns, cancellations, payment methods, or a retailer’s terms.
In many cases, you can earn both portal cashback and the Amex Cobalt Card’s Membership Rewards points on the same eligible purchase. However, the retailer’s terms and the cashback portal’s exclusions always apply.
Sign in to a cashback portal, search for the retailer, activate the listed offer, click through to the retailer, and complete your purchase during the same shopping session. Use your eligible Amex Cobalt Card at checkout when the retailer accepts it.
Cashback opportunities depend on the retailer and the portal’s current partnerships. Compare rates across reputable portals, including services such as SimplyBestCoupons.com, before clicking through because rates and terms can change.
SimplyBestCoupons.com may list cashback offers for participating retailers, but availability, rates, and eligibility vary. Check the current offer details and retailer terms before making a purchase, and activate the offer through the portal.
Usually, a cashback portal rewards an eligible tracked purchase regardless of the card used, unless its terms state otherwise. The Amex Cobalt Card is useful because eligible purchases may also earn Membership Rewards points.
Most portal offers are designed for online purchases, although some portals provide in-store or card-linked offers. Review the offer terms carefully to confirm whether an in-store purchase qualifies.
A purchase may appear as pending within minutes or several days, depending on the retailer and portal. Some transactions require the retailer to confirm the order before cashback becomes payable.
Common reasons include using an unapproved coupon, disabling cookies, switching devices, using an ad blocker, returning an item, purchasing an excluded product, or failing to activate the offer before checkout. Contact the portal with your order details if the transaction does not track.
Only if the cashback portal specifically allows that coupon code. Codes found outside the portal, promotional codes not listed in the offer terms, and certain discounts may make the purchase ineligible.
No. Portal cashback rates are generally set by the portal and retailer, not by the payment card. Paying with the Cobalt Card may provide separate Membership Rewards points when the purchase qualifies under the card’s terms.
Some subscription purchases qualify, while others are excluded or earn cashback only on the first payment. Check the retailer’s terms for recurring billing, renewals, free trials, and cancellation conditions.
Cashback is commonly calculated on the eligible merchandise subtotal, excluding taxes, shipping, duties, fees, gift cards, and other excluded charges. The exact calculation depends on the retailer’s offer terms.
Gift cards are frequently excluded from cashback portal offers, although some retailers may provide limited exceptions. Review the specific offer terms before buying a gift card.
The tax treatment of cashback can depend on whether it is treated as a purchase discount, a rebate, or income and may vary by situation. Keep your records and consult a qualified Canadian tax professional for advice about your circumstances.
Compare portal rates, activate the highest eligible offer, use only approved coupons, allow tracking, pay with the Amex Cobalt Card when accepted, and confirm that the purchase category and product are eligible. Avoid buying solely for cashback if the price is not competitive.
A portal purchase may earn cashback if it is made through an eligible retailer, but it normally does not replace or automatically qualify for an American Express welcome offer. Review the separate welcome-offer requirements and card terms.
Potentially. You may be able to combine portal cashback with retailer loyalty rewards and approved promotional codes, but stacking is subject to each program’s rules. Unapproved codes or third-party rewards may void portal cashback.
Check the retailer’s exclusions, order status, payment details, and any coupon used. If the purchase appears eligible, submit a missing-cashback claim through the portal within its stated deadline and provide the order number, purchase date, amount, and confirmation email.
After the retailer confirms the transaction and any return period passes, the cashback typically becomes payable through the portal’s available withdrawal options. Minimum payout thresholds, processing times, and payment methods vary by portal.
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