PC® Mastercard® cashback is currently offered by one portal: Great Canadian Rebates ($35 back). ca.GotCashback.com tracks PC® Mastercard® across 1 cash back portal.
Rates last checked 21 Oct 2026, 4:57 p.m. ET
| Portal | Cashback | ||
|---|---|---|---|
 Great Canadian Rebates | $35 back |
PC® Mastercard® cashback frequently asked questions
PC® Mastercard® cashback generally refers to cashback or rewards earned when you access an eligible PC® Mastercard® offer through a cashback portal. The card itself typically rewards cardholders with PC Optimum™ points rather than traditional cash, while a portal may provide a separate cashback bonus for completing a qualifying application or purchase.
Visit a reputable cashback portal, search for the PC® Mastercard® offer, review the eligibility terms, and click the portal’s tracked application link. Complete the application as directed and meet any stated requirements to receive the advertised PC® Mastercard® cashback or portal reward.
Some cashback portals may offer a bonus for approved PC® Mastercard® applications, but availability, reward amounts, and eligibility requirements vary. Always check the current offer terms before applying, because a promotion may be limited by time, province, card type, or applicant status.
No. PC® Mastercard® cashback from a portal is usually a separate promotional reward, while PC Optimum™ points are rewards earned through the card issuer and participating stores. The value, earning rules, and redemption options are different, so review both programs independently.
The amount depends on the active cashback portal promotion. Offers may provide a fixed bonus, a percentage of eligible spending, or another reward format. Because rates can change, confirm the advertised amount and requirements on the portal before clicking through.
Eligibility depends on the card issuer’s approval criteria and the cashback portal’s terms. Requirements may include being a new cardholder, submitting an application through the tracked portal link, receiving approval, and keeping the account open for a specified period.
Existing cardholders may not qualify for new-account cashback offers, although some portals may promote rewards for other eligible actions. Read the offer restrictions carefully, especially terms covering current, former, or recently closed PC® Mastercard® accounts.
Log in to the cashback portal and check its activity, pending rewards, or transaction history section. If the application does not appear, contact the portal’s support team promptly and provide the click date, offer details, application confirmation, and any available tracking information.
Cashback may remain pending while the portal and card issuer verify the application, approval, account opening, or required spending activity. Processing times vary by promotion and can range from several weeks to multiple billing cycles.
Payment is typically issued after all promotional conditions are confirmed and any return, cancellation, or approval period has ended. The exact timing depends on the cashback portal’s terms, so check the offer page and payment schedule for the most accurate estimate.
First, verify that you used the portal’s tracked link, met every eligibility requirement, and applied during the promotion period. Then submit a missing-reward claim to the portal with your application details and supporting documentation before the claim deadline.
For a credit-card application, coupon codes may not be relevant, but additional promotional codes or referral links could affect tracking or eligibility. Use only the links and codes permitted by the cashback portal’s terms, and avoid opening multiple tracked sessions for the same offer.
You may be able to combine a portal bonus with PC Optimum™ points and eligible card benefits, but stacking is not guaranteed. Review the issuer’s terms and the cashback portal’s exclusions to determine whether rewards can be combined.
Most new-account cashback promotions are intended for the primary applicant, not supplementary cardholders. A supplementary cardholder should review the specific offer terms or contact the cashback portal before applying to confirm eligibility.
Usually, cashback portals limit new-account bonuses to one reward per person, household, or qualifying account. Applying repeatedly or using multiple portal accounts may make you ineligible, so check the promotion’s repeat-application restrictions.
Closing the account before the required holding period or before the reward is confirmed may cause the portal bonus to be reversed or forfeited. Keep the account open and in good standing for the period specified in the offer terms.
A cashback portal generally does not charge a fee to click through an offer, but the PC® Mastercard® may have issuer-specific fees, interest charges, or other costs. Always review the cardholder agreement and calculate the net value of rewards after applicable fees.
The tax treatment of credit-card rewards and portal bonuses can depend on how the reward is earned and your personal circumstances. Consumer rewards are often treated differently from business or income-generating rewards. Consult a qualified tax professional for advice specific to your situation.
Compare offers across reputable portals, confirm the promotion’s eligibility rules, disable conflicting tracking tools when required, apply through one tracked session, save the terms, and complete all qualifying steps on time. Also compare the card’s PC Optimum™ benefits, fees, and interest rate before applying.
Use established portals with secure websites, clear privacy policies, and transparent offer terms. Apply only through the official card issuer’s secure application page reached from the portal, and never share passwords, one-time codes, or banking credentials with the cashback portal.
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