Scotia Momentum® No-Fee Visa* Card cashback is currently offered by one portal: Great Canadian Rebates ($50 back). ca.GotCashback.com tracks Scotia Momentum® No-Fee Visa* Card across 1 cash back portal.
Rates last checked 21 Oct 2026, 4:57 p.m. ET
| Portal | Cashback | ||
|---|---|---|---|
 Great Canadian Rebates | $50 back |
Scotia Momentum® No-Fee Visa* Card cashback frequently asked questions
Scotia Momentum® No-Fee Visa* Card cashback is the cash-back reward earned from eligible purchases made with the card. When you shop through a participating cashback portal, you may also earn portal cashback, subject to the portal’s terms and the merchant’s tracking rules.
Sign in to a participating cashback portal, search for an eligible retailer, activate the offer, and complete your purchase using your Scotia Momentum® No-Fee Visa* Card. The card purchase and portal transaction must each meet their applicable terms.
In many cases, you can earn the card’s regular cashback and a separate portal reward on the same eligible purchase. Portal cashback is independent of Scotia card rewards, so review the retailer, portal, and card terms before buying.
Cashback portals such as SimplyBestCoupons.com may list retailer offers that can be combined with eligible Scotia Momentum® No-Fee Visa* Card purchases. Available offers, rates, exclusions, and participating merchants can change frequently.
Generally, cashback portals provide their own shopping rewards rather than issuing Scotia card rewards. Scotia Momentum® No-Fee Visa* Card cashback is calculated under the card issuer’s rewards program, while portal cashback is tracked and paid by the portal.
Usually, yes. Start your shopping session by clicking the portal’s tracked link or activating its offer, then complete the purchase in the same session with your Scotia Momentum® No-Fee Visa* Card.
Eligible purchases are determined by the card’s current rewards terms and may vary by transaction category, merchant classification, excluded purchases, returns, and adjustments. Check the official Scotia product disclosure and rewards terms for the most accurate eligibility information.
Online purchases can qualify when the transaction meets the Scotia card’s cashback rules and the portal’s offer conditions. Use the portal’s tracked link, pay with the eligible card, and keep your order confirmation until both rewards appear.
Sale items may qualify, but the portal may exclude clearance products, coupon codes, special promotions, or certain categories. The Scotia card’s cashback eligibility also applies, so review all terms before completing the order.
It may. Some merchant coupon codes are allowed, while codes not listed on the cashback portal may cancel or reduce the portal reward. Coupon use generally does not change the card’s reward calculation unless the resulting transaction is returned, adjusted, or otherwise excluded.
Portal tracking may appear within minutes, but some purchases take several days to become pending because merchants report transactions later. Scotia card cashback is posted according to the issuer’s statement and rewards-processing schedule.
Common causes include ad blockers, disabled cookies, using another shopping link, leaving the portal session, applying an excluded coupon, returning the order, or paying with an ineligible method. Contact the portal’s support team with your order details and contact Scotia for card-reward questions.
Submit a missing-transaction claim through the cashback portal that provided the offer. Include the retailer, order number, purchase date, order total, confirmation email, and any tracking information requested. A portal claim cannot replace a claim for missing Scotia card rewards.
Card cashback timing depends on Scotia’s current rewards program rules and statement cycle. Portal cashback follows the portal’s separate pending, validation, and payment schedule, which may require the merchant’s return period to end.
Usually not. A returned, cancelled, refunded, or partially refunded order may cause the portal reward to be reversed and may also reduce or reverse card cashback associated with the transaction.
A supplementary-card purchase may qualify for Scotia card cashback if it is eligible under the account’s terms. Portal tracking typically depends on the online shopping session and order details, not only on the name of the cardholder, but merchant exclusions can apply.
Gift cards are often excluded or subject to special rules by both merchants and cashback portals. Confirm the specific offer terms and the Scotia rewards exclusions before purchasing gift cards.
It may affect portal tracking or eligibility, depending on the merchant’s terms. The purchase may qualify for Scotia card cashback if it is processed as an eligible transaction, but always check both the portal offer and card rewards conditions.
Cashback portals commonly calculate rewards on the eligible merchandise subtotal, excluding taxes, shipping, duties, fees, gift cards, and discounts, although terms vary. Scotia card cashback may use a different calculation based on the posted purchase amount and card rules.
Compare portal rates, activate the offer before shopping, use the eligible Scotia card, avoid unapproved coupon codes, disable tracking interference where appropriate, save receipts, and check both the card’s rewards terms and the portal’s exclusions. Never make a purchase solely for cashback if the price or terms are unsuitable.
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