Scotia Momentum® Visa* Card cashback is currently offered by one portal: Great Canadian Rebates ($60 back). ca.GotCashback.com tracks Scotia Momentum® Visa* Card across 1 cash back portal.
Rates last checked 21 Oct 2026, 4:57 p.m. ET
| Portal | Cashback | ||
|---|---|---|---|
 Great Canadian Rebates | $60 back |
Scotia Momentum® Visa* Card cashback frequently asked questions
Scotia Momentum® Visa* Card cashback generally refers to two separate savings opportunities: cashback earned from eligible purchases under the card’s rewards program and cashback earned through a shopping cashback portal. The card issuer and portal apply different terms, rates, and eligibility rules.
You may be able to earn portal cashback when you begin an eligible online purchase through a participating cashback portal and pay with your Scotia Momentum® Visa* Card. The portal reward is separate from the card’s own cashback and is subject to both the merchant’s and portal’s terms.
Sign in to a cashback portal, select a participating retailer, click through to the retailer’s website, and complete an eligible purchase during the same shopping session. Pay with your Scotia Momentum® Visa* Card to potentially receive portal cashback as well as any applicable card rewards.
In many cases, portal cashback and Scotia Momentum® Visa* Card rewards can be earned on the same eligible purchase. However, stacking is not guaranteed because merchant exclusions, coupon restrictions, payment rules, transaction cancellations, and card program terms may apply.
SimplyBestCoupons.com may list cashback offers, coupons, or promotions from participating retailers. Availability, rates, eligible products, and payment-method requirements can change, so review the specific offer details before clicking through and using your Scotia Momentum® Visa* Card.
Compare current portal rates, activate the offer before shopping, follow the portal’s tracking link, use an eligible payment method, and review exclusions. Avoid unapproved coupon codes, ad blockers, and other actions that could prevent the purchase from tracking.
Usually, yes. Start by selecting or activating the retailer’s offer on the portal, then complete the purchase through the resulting link. Opening the retailer’s website separately may prevent the portal cashback from tracking.
Not necessarily. The card’s cashback depends on the purchase category, card product, account status, and applicable Scotia terms. Portal cashback depends on the retailer’s offer. Check both programs for exclusions such as taxes, shipping, gift cards, returns, and restricted products.
You can generally use coupons that are displayed or authorized by the cashback portal. Unlisted coupon codes, promotional extensions, or codes from another affiliate source may make the transaction ineligible for portal cashback, although the card issuer may still award card rewards according to its terms.
Portal cashback may initially appear as pending within minutes or several days, but confirmation can take longer after the retailer validates the order. Scotia Momentum® Visa* Card rewards usually follow the card issuer’s own statement and rewards schedule.
Common causes include not starting with the portal, blocked cookies, ad-blocking software, using an unapproved coupon, shopping in another browser or app, changing the order after clicking through, using an excluded payment method, or returning or canceling the order.
Check the portal’s pending transactions and offer terms first. If the transaction is missing, submit a missing-cashback claim within the portal’s required timeframe and provide the order number, purchase date, retailer, order total, and other requested details. The portal may not be able to credit ineligible transactions.
Mobile-app purchases may be excluded unless the portal specifically supports app tracking. For the best chance of earning portal cashback, follow the portal’s instructions, use a supported browser or app, and confirm whether mobile purchases qualify before ordering.
Gift cards are frequently excluded from portal cashback, and card reward eligibility can vary by retailer and card terms. Review the retailer’s offer exclusions and the Scotia Momentum® Visa* Card rewards terms before purchasing gift cards.
Yes. A return, cancellation, refund, chargeback, or order adjustment can cause portal cashback to be reversed or denied. The card issuer may also adjust card rewards when the related purchase is refunded.
Portal cashback is commonly calculated on the eligible merchandise subtotal, excluding taxes, shipping, duties, fees, gift wrapping, and other excluded charges. The exact calculation varies by retailer and offer. Card rewards may use a different calculation method.
Possibly. A discount shown on the portal or retailer’s website may be compatible, while an unauthorized coupon or external promotion may void portal cashback. The card’s own rewards generally depend on the final eligible transaction and Scotia’s applicable terms.
Online purchases may qualify for Scotia Momentum® Visa* Card rewards when they meet the card’s eligible purchase and category rules. The portal reward is determined separately by the participating retailer’s offer, so neither reward is guaranteed for every transaction.
Tax treatment can depend on your country, province or territory, personal circumstances, and whether the reward is treated as a purchase rebate or another type of payment. Consult a qualified tax professional for advice about your specific situation.
Review the current Scotia Momentum® Visa* Card agreement, rewards guide, and account disclosures for card cashback rules. Also read the cashback portal’s retailer offer terms, payout policy, exclusions, and privacy or tracking information before shopping.
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