The verdict
TopCashback.com — Rakuten.ca 18.5%, TopCashback.com 81.5%, 0.0% Tied
Who pays more, and how often
 Rakuten.ca | TopCashback.com | |
|---|---|---|
| Pays more at | 17 (18.5%) | 75 (81.5%) |
| Average advantage when ahead | +5.69% | +2.42% |
| Stores with live rates | 603 | 180 |
| Only on this portal | 484 | 61 |
27 shared stores are left out because one side quotes an "up to" ceiling rather than a guaranteed rate.
Top stores where Rakuten.ca pays more
| Store | Rakuten.ca | TopCashback.com | Advantage |
|---|---|---|---|
| Levi's | 12% | 2.02% | +9.98% |
| Clarins | 12% | 4.04% | +7.96% |
| Clinique | 12% | 4.04% | +7.96% |
| Moroccanoil | 12% | 4.04% | +7.96% |
| Zwilling | 12% | 4.04% | +7.96% |
| Under Armour | 12% | 5.05% | +6.95% |
| Origins | 12% | 6.06% | +5.94% |
| Sennheiser | 12% | 6.06% | +5.94% |
| Meyer | 7.5% | 3.03% | +4.47% |
| Mavi | 4% | 2.02% | +1.98% |
| SAXX Underwear | 12% | 10.10% | +1.9% |
| Bumble and Bumble | 2% | 1.01% | +0.99% |
| Calvin Klein | 2% | 1.01% | +0.99% |
| Brother | 12% | 4.04% | +7.96% |
| Knix | 12% | 4.04% | +7.96% |
Top stores where TopCashback.com pays more
| Store | Rakuten.ca | TopCashback.com | Advantage |
|---|---|---|---|
| Costway | 2% | 6.56% | +4.56% |
| Aosom | 4% | 8.08% | +4.08% |
| Jack & Jones | 4% | 8.08% | +4.08% |
| Stuart Weitzman | 4% | 8.08% | +4.08% |
| Merrell | 3% | 7.07% | +4.07% |
| Aesop | 3% | 6.06% | +3.06% |
| Shiseido | 3% | 6.06% | +3.06% |
| Wedgwood | 3% | 6.06% | +3.06% |
| AllSaints | 2% | 5.05% | +3.05% |
| L'Occitane | 2% | 5.05% | +3.05% |
| Naturalizer | 2% | 5.05% | +3.05% |
| Florsheim | 2.5% | 5.05% | +2.55% |
| Nunn Bush | 2.5% | 5.05% | +2.55% |
| Saucony | 2.5% | 5.05% | +2.55% |
| Jackery | 6% | 8.08% | +2.08% |
Rakuten.ca vs TopCashback.com cashback frequently asked questions
Across the 92 stores both portals cover with directly comparable rates, Rakuten.ca currently pays more at 18.5% of them and TopCashback.com at 81.5%. Which is better for you depends on where you shop - the store tables above break it down.
Rakuten.ca pays more at 18.5% of shared stores, by 5.69 percentage points on average when it does. TopCashback.com pays more at 81.5%, by 2.42 points. Winning more often and winning by more are not the same thing.
Rakuten.ca has live rates at 603 stores and TopCashback.com at 180. But 484 are only on Rakuten.ca and 61 only on TopCashback.com, so the wider catalogue is not automatically the better one for the shops you actually use.
Yes. Only one cashback portal can be credited for a given purchase, so the usual approach is to keep accounts with both and click through whichever pays more at that store. That is what this page is for.
Rates were last verified October 22, 2026, and this page recomputes when they change.
Methodology
Based on 92 overlapping stores where both portals quote directly comparable rates. Rates verified October 22, 2026.